ABOUT US
Planet
Credit
The Planet Card is operated by Planet Credit Limited. Planet Card has a distinct legal operating entity, information security standards, and KYC/AML guidelines. You can make purchases on the extensive Credit card network, get cash from ATMs, or make major purchases with our Planet Card with a high level of discretion and flexibility.
Based on the Money Lenders Ordinance (Cap 163) (“MLO”), instructing solicitors Messrs. K.B. Chau & Co. provided advice that virtual assets can also be used as collateral assets. Customers can get up to 90% of the maximum credit limit from Planet Card. And there are three options for repayment after consumption: cash, bank transfer, or collateral collection.
Customers can use their credit line to make purchases using the Credit card network, make ATM withdrawals, or link Alipay, WeChat Pay, and other payment channels to achieve flexible asset usage After mortgaging assets to Planet Card.
It is possible to match the value of your assets 1:1 with the Planet Card limit. Customers can spend worry-free on luxury goods in more than 200 different nations and regions of the world. It can successfully reduce hazards like credit card theft and duplication, enhance the security of credit card transactions, and let cardholders make big purchases with confidence when combined with Credit card's account information encryption technology.
Money Lender License number
Planet Credit Limited 0066/2025
USER GUIDE
How To Mortgaged assets
Login > Mortgaged Assets
Once you have completed the activation process, you will need to mortgaged assets to obtain a credit limit.
- Complete register, KYC and activate your Planet Card account and log in
- Click "Mortgaged Assets" on the page right after login
- Our system will send a message upon successful injection
- The credit limit will be automatically update
How To Lock The Card Instantly
Login > Lock Card
Whether you suspect unauthorized transactions or for any other reason, you can temporarily lock your credit card to safeguard your fund security. And you are able to unlock your credit card anytime.
- Log in to your card account
- Click "Lock Card" on the page right after login
- The card locking will be effective immediately
How To Report The Lost Of Credit Card
Login > Lost Card
In order to safeguard your funds, you should report immediately if your credit card has been lost or stolen.
- Go to the Planet Card website: cs@pcard.hk and Login
- Click the "Lost" button
- Click the "Send Code" button
- Enter the OTP(One Time Password) sent to your mobile and click "Confirm"
After then, we will block your existing credit card. Contact our Customer Service to process further procedure